Private Motor Insurance

As a specialist insurance broker operating in the high net worth sector, C R Toogood & Co Limited understands that your prestige car requires more than the standard motor insurance policy.

We deal with leading niche insurers who offer specialist motor cover for the discerning car owner who requires an improved level cover and service, particularly when a claim occurs. 

Multi-vehicle or Family fleet policies can be catered for as easily as single prestige car insurance arrangements.

What is it?

Motor insurance provides you with financial protection in the event of any road accident and protects you from liabilities that might arise from your actions while driving. Under the Road Traffic Act, motor insurance is compulsory for all vehicles that use a public highway. While this is usually taken out on a fully comprehensive basis, by law a vehicle must be covered at a minimum cover for injury to third parties.

Who needs it?

According to the Road Traffic Act, if you operate a vehicle on a public highway you must make sure that you have motor insurance in place.  Cars, vans, minibuses, lorries and special types of vehicle such as tractors and quad bikes all require motor insurance. Cover can be on a third party only, third party fire and theft or a comprehensive basis. While the type of cover you require may depend on your personal requirements, the majority of vehicles are covered on a comprehensive basis.

What having motor cover means to you?

Having a Motor policy that covers all vehicles owned by you or driven by you provides you with the peace of mind in knowing that you are acting in accordance with the law and that you are protected against any motor-related claims.

Take the strain out of finding alternative motor insurance, why not let us do the comparison for you?

As a nation, we are bombarded with publicity concerning alternative motor insurance providers and price comparison sites, but for the general insurance buying public, a cheaper alternative can often mean an inferior product.

We can provide a range of alternative products and options on motor insurance for you and provide you with the most appropriate, rather than just the cheapest deal on your motor insurance.

Special products are available to cover high performance cars, super bikes or simply a number of cars owned by your household on a “Family Fleet” policy.

Our car insurance policies include:

  • 24/7 Claims Helpline
  • Like-for-like replacement vehicle for up to 14 days
  • Dedicated claims handler for the duration of the claim


get a Private Motor Insurance Quote

Make an Enquiry

We will ask the questions to ensure we really understand you, your insurance demands and needs and deliver a truly bespoke solution for you